iPhone 5 T-Mobile will begin to offer the iPhone on their USA network starting April 12. Unlike other US carriers, the iPhone comes to T-Mobile without the annual contract obligation, and instead includes a financing plan that usually brings the total cost of ownership down when compared to most other competing networks. T-Mobile also becomes the first US carrier to offer high definition voice calling with iPhone 5, dubbed “HD Voice”, a technology that is offered in other countries.

T-Mobile iPhone Prices

These are the upfront costs plus the monthly financing rate to obtain an iPhone on the T-Mobile network:

  • iPhone 5 – $99.99 upfront, plus $20/month

  • iPhone 4S – $69.99 upfront, plus $20/month

  • iPhone 4 – $14.99 upfront, plus $15/month

The monthly financing charges are billed for 24 months in a manner similar to a contract, but is technically offered through credit financing rather than a standard carrier contract model.

T-Mobile “Simple Choice” Plan Rates for iPhone

The iPhone costs are in addition to the standard plan rates through T-Mobile, which are as follows:

  • Unlimited talk & SMS, 500MB of 4G data – $50/month

  • Unlimited talk & SMS, 2GB of 4G data – $60/month

  • Unlimited talk & SMS, and unlimited 4G data – $70/month

These rates are the same for every iPhone model, and additional data can be added at a rate of $10/month per 2GB.

iPhone 5 on T-Mobile You will need to add the cost of the iPhone financing rates to the plan rates to get the total monthly price. For example, an iPhone 5 with unlimited everything would run $90/month before taxes. That rate is considerably cheaper than comparable unlimited plans in the USA, though it’s always best to compare plans yourself, and check service coverage maps before signing onto any particular carrier.

Other iPhone on T-Mobile Features

  • HD Voice – High definition voice calling with reduced background noise, the only US network to offer the option for iPhone 5

  • 500MB Mobile Hotspot Included – Each T-Mobile plan includes 500MB of tethered 4G data transfer, without additional fees

  • Simultaneous Data & Voice – Like AT&T, you can simultaneously use data and talk on the phone at the same time, this is currently unique to US GSM carriers

The majority of T-Mobile’s network is currently HPSA+ 3G, now commonly referred to as called 4G thanks to AT&T, but T-Mobile is beginning to roll out LTE service in some major metropolitan areas.

Those interested can pre-order the iPhone with T-Mobile on their website, which will become available on April 12.